Okoronkwo, S.A. and Joseph, S.O. 2026. Enhancing Financial Inclusion through Digital Literacy and Fintech: Evidence from Informal Micro-Enterprises in Johannesburg. Future of Business Administration. 5, 1 (Jul. 2026), 1–17. DOI:https://doi.org/10.33422/fba.v5i1.1094.